Terms and Conditions

Effective Date: April 11, 2026

Last Updated: April 11, 2026

About This Website

This website is operated by William Dustin McCormick, an independent life insurance agent licensed in the state of Michigan. This site provides educational content about life insurance products, including Indexed Universal Life (IUL) and Final Expense insurance, and offers visitors the ability to request quotes and schedule consultations.

Use of This Website

By accessing and using dustinlife.com, you agree to these Terms and Conditions. The information provided on this website is for general educational purposes only and does not constitute insurance advice, a policy offer, or a guarantee of coverage.

SMS Text Messaging Program

When you submit your phone number through a form on this website and provide consent by checking the SMS opt-in checkbox, you are enrolling in the dustinlife.com text messaging program operated by William Dustin McCormick.

Program Description

You may receive text messages related to:

• Insurance quotes and coverage options you have requested
• Appointment reminders and scheduling confirmations
• Tuesday IUL education emails and SMS follow-ups for your review
• SMS alerts when you respond to a quote or express interest in coverage
• Policy application status updates and next steps
• Renewal reminders and annual review scheduling

Message Frequency

Message frequency varies based on your level of engagement. You may receive up to 10 messages per week during active quote or application periods. Educational content is sent on a weekly basis (Tuesdays).

Fees

Message and data rates may apply. Standard messaging rates charged by your wireless carrier apply to all text messages sent and received.

Opt-Out Instructions

You may opt out of text messages at any time by replying STOP to any message you receive. You will receive a confirmation message upon opting out.

Help

Reply HELP at any time for assistance, or contact us directly:

• Phone: 248-970-9094
• Email: transamerica.dustin@gmail.com

Carrier Liability

Carriers are not liable for delayed or undelivered messages.

Supported Carriers

This program supports all major U.S. carriers including AT&T, T-Mobile, Verizon, Sprint, Boost Mobile, Cricket, Metro by T-Mobile, U.S. Cellular, and others.

Privacy

Please review our Privacy Policy for information on how we collect, use, and protect your personal data.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Intellectual Property

All content on this website is the property of William Dustin McCormick unless otherwise noted. You may not reproduce, distribute, or modify any content without written permission.

Disclaimer of Warranties

This website and its content are provided "as is" without warranties of any kind, either express or implied.

Limitation of Liability

William Dustin McCormick shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this website.

Changes to These Terms

We reserve the right to update these Terms and Conditions at any time. Changes will be posted on this page with an updated effective date.

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